Branch – Personal Finance Loans

Branch makes it easy for you to access loans for the way you live anytime, anywhere. Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Tanzania, Nigeria, Mexico, and India. You can get up to Ksh 70,000, Tsh 1M, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya, Tanzania), Tigo Pesa or Airtel Money (Tanzania) — or right to your bank account (Nigeria, Mexico, India).

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!



* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan 

Your mobile loan is sent to you right through your mobile money or bank account:
Kenya: Safaricom MPesa
Tanzania: Vodacom MPesa, Tigo Pesa, Airtel Money
Nigeria: Any bank account
Mexico: Any bank account
India: Any bank account



Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees 
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want — for your business, your home, your family, your life. 


TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard 


Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

Loan amounts and interest rates vary by country. There are no late fees, rollover charges, or origination fees. 

Kenya: Loans range from 250 Ksh – 70,000 Ksh over a 4-68 week term. Interest ranges from 10% – 27% with an equivalent monthly interest of 1% – 14%
Tanzania: Loans range from 5,000 Tsh – 1,000,000 Tsh over a 4-64 week term. Interest ranges from 16% – 31% with an equivalent monthly interest of 1% – 21%
Nigeria: Loans range loans from ₦1,500 to ₦150,000 with terms from 4 – 64 weeks. Interest ranges from 14% – 28% with an equivalent monthly interest of 1% – 21%
Mexico: Loans range from 300 to 20,000 pesos with terms from 4 – 52 weeks. Interest ranges from 16% – 32% with an equivalent monthly interest of 1% – 21%
India: Loans range from 500 to 50,000 rupees with terms from 4-52 weeks. Interest ranges from 9-24% with an equivalent monthly interest of 1-10%.



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